Retirement Planning
Ensure financial security for your family and enjoy your golden years with a custom made retirement plan built and managed by Huntington, West Virginia's premier wealth management company. James Kent, Financial Advisor.
Financial Security for the Future
Planning for retirement can be difficult. You may be saving diligently but still may not be confident it will be enough to support the lifestyle you envision for your retirement. Let James Kent, Financial Advisor identify opportunities and assess your unique situation to create a retirement strategy that ensures you live out your golden years the way you want to.
Long-Term Solutions to Financial Security
Our first steps at James Kent, Financial Advisor is to schedule an initial consultation to begin the process of understanding your unique personal and financial goals relating to retirement. From there, we incorporate a variety of different tools, such as a sustainability analysis that assesses cash flow and assets over time and a suite of analytical tools that we use to lay out the probability of the plan meeting your objectives.
How much do you need to save?
At what age do you plan to retire?
The younger you retire, the longer your retirement will be, and the more money you'll need to carry you through it.
What is your life expectancy?
The longer you live, the more years of retirement you'll have to fund.
What rate of growth can you expect from your savings now and during retirement?
Be conservative when projecting rates of return.
Do you expect to dip into your principal?
If so, you may deplete your savings faster than if you just live off investment earnings. Build in a cushion to guard against these risks.
Use the right savings tools
James Kent, Financial Advisor understands the in's and out's of the complex financial services needed to accomplish your retirement goals. Some examples of the tools available:
Employer-sponsored retirement plans that allow employee deferrals (like 401(k), 403(b), SIMPLE, and 457(b) plans) are powerful savings tools.
IRAs, like employer-sponsored retirement plans, feature tax deferral of earnings.
Roth IRAs don't permit tax-deductible contributions but allow you to make completely tax-free withdrawals under certain conditions.
Annuities are contracts issued by insurance companies. Annuities are generally funded with after-tax dollars, but their earnings are tax deferred (you pay tax on the portion of distributions that represents earnings).
Interested in our services? Get in touch!
We want to get to know you so that we can provide the perfect solution. Let us know what you want to achieve and we’ll do our best to help. At James Kent, Financial Advisor, we're always looking for new clients in the Greater Huntington, West Virginia area.
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Source for All Your Financial Needs
James Kent, Financial Advisor
